How to Trade the Market During the Summer When You Don't Trust the Price Action

 By David S. Adams

There are few times during the year when trading is more frustrating than the summertime. The price action tends to be clipped and erratic and I generally lose any confidence that a move will follow through in a normal fashion. In short, traders tend to lose confidence in what are normally "automatic" setups because the market has trouble maintaining a consistent order flow in any direction. This loss of confidence in the market can make e-mini scalping a tenuous and exasperating time to trade.

To trade the summertime takes a change in your approach to trading; you need to become more selective in your trade choices and make a conscious attempt at scaling back the risk factor in each of your trades. In my experience, the market tends to slowly drift either long or short and then may spike one way or the other and then resume the slow drift. These are hardly optimal conditions for an e-mini scalper to trade, but with some forethought, you can make the best of the situation and post decent gains. Of course, my expectations for trading gains are lowered because of the adverse price action, but every now and then a highly profitable day can be had. In short, I tend to lose confidence that the market will show any follow-through on trades that can often be counted on to run in one direction.

Here are some of the techniques I employ while trading during the summer doldrums:

� Scale back your earning expectations so you aren't tempted to take lower probability trades which stand a higher chance of failure because of the erratic price action that often is part of summer trading. More to the point, I haven't hit many home runs during the summer months, but collecting a number of singles can be an effective trading technique.

� Scale back the number of contracts in your trading. This will help should you encounter some unexpected erratic price movement. Conservation of your trading capital should be more of a concern than high earnings.

� It is very difficult to find a trade that will run during the summer months, so you may want to take profits earlier than you might normally take. When you find yourself in profit be careful to manage the trade carefully and don't let the price backtrack and erase the profit.

� As I said earlier in this article, the price action tends to slow in velocity and the market tends to slowly drift higher or lower. Don't get caught in a drifting market on the wrong side of the trade. Exit a trade that slowly but surely moves against you to conserve capital. These slow drifts can last for quite some time and gradually take you right into your stop loss. Even the simplest trade can take 3 or 4 times longer to complete because of low volume. (If it is a low volume day)

I can't say that summer trading is a load of fun, but with some changes in your trading methodology and scaled back earnings expectations it can still be a moderately profitable time to trade.

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Achieve Your Investment Goals With a Mutual Fund Programme

 By Akshita Tripathi

Whenever we think of putting our money into any investment project, we first make sure that the project is proficient enough to provide maximum returns. Losing the hard-earned money is never acceptable, and this is the reason we sometimes hesitate to make investments. But, this is not the solution.

Investments have the capability of changing our future and creating a fortune. Then why there is a need to skip the idea because of some doubts in mind? Instead, we should think about such alternatives which can promise the desiring results. The mutual fund is one of the best alternatives in this regard.

What is the major risk associated with an investment project? The only answer is the market volatility, which affects the returns on our investments. And, the mutual fund has the best solution for the same. It is a programme in which the fund manager pools the monies of many investors and puts them into diversified investment schemes to reduce the associated risk. One can opt for mutual funds to fetch many benefits which involve the following:



Diversification: The most important feature that differentiates it from others is its nature of diversification. The monies of investors are allocated into various assets in a way that it reduces the exposure of risk to any one asset or scheme. As not all plans shall suffer downfall simultaneously, thus by putting money into various plans, it aims to diversify the risk factors.


Maximisation of returns: As the funds are put into varied investments, it provides maximum possible returns to the investors. So, one can fulfil his/her investment goals by putting money in the mutual funds.


Liquidity: It consists of various open-ended schemes, which are liquid in nature and provide easy cash convertibility to the investors. Thus, one can easily redeem his funds as and when required and realise the money.


Flexibility: Money helps a person to face the hard times with ease, and this is the reason, s(he) never wants to indulge in a rigid investment structure. But, the schemes designed hereunder do not have a lock-in period. Thus, an investor can choose to exit from it whenever required with the help of the redemption process.


Professional Management of Funds: The money that we invest in the schemes is handled by the fund managers who are professionally trained and highly experienced. Thus, we can make sure that our monies are administered with expertise.


Tax Savings: An investor suffers from the burden of paying a huge amount of taxes to the government. There are various schemes under mutual fund programme which offer tax benefits under section 80C of Income Tax Act. Thus, one can save the tax amount as well.


Different Ways to Invest: An investor can put money into the investment schemes by making payment in 'Lump Sum' or by using the 'Systematic Investment Plan', in which investment amount is payable in easy instalments.


Different Modes of Investing: Investors can put their monies into mutual funds by using any one out of the 'online' or the 'offline' modes, as per their feasibility and convenience.


Well-Regulated: There are a large number of asset management companies which are registered with the Securities and Exchange Board of India. They manage the funds of mutual fund programme and accordingly, assure proper regulation of the money.


Contribution Towards Economic Growth: It provides great benefit to the economy by investing the funds in various sectors of the country. Thus, an individual investor can also contribute to creating wealth for the country.


Consequently, an investor can fetch the maximum benefits from his/her investment by putting the monies into mutual fund programme and reach the goals of investment. To counter the volatility and earn good returns, it is the smart approach towards making an investment.

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Affiliate Marketing Products - How to Choose a Product That Will Sell Well

 By Deon Christie

Choosing a product that will actually sell means you must have a product that is in demand and something that offers a solution to an obvious need within your niche. There are various ways to determine this without spending money. But the best way to know about any product, system or method is still to purchase and personally test the product.

This tactic delivers undeniable results because it provides you with the ability to offer a product that you know works because you have tested it. This simplifies your content creation aspect of your machine assembly, because making money online is about building your machine and it will take time to have everything in place. When you test products, make sure the product or system offer a 100% money back guarantee preferably for around 60 days. This will give you enough time to test the product thoroughly.

That is also a clear indication why successful affiliate marketing requires a lot of time, because you have to know what you are talking about when designing your websites and blogs. You have to write articles and eBooks and you cannot do that if you don't exactly know what the product is about.

When looking for products to sell on ClickBank, you may want to check on the "Gravity" and the "%commission" options to a certain product in the marketplace. A high Gravity means it is a competitive product because there are thousands of affiliate marketers promoting that product. A lower Gravity means there are not so many affiliates promoting it and the competition will not be so fierce.

You can earn as high as 80% commission from all sales you generate from inside the Click Bank Marketplace, but you have to research the products and check on the reviews. Affiliate marketing is a great way to generate an income online but you have to follow the guidelines, and abide by the rules.

By knowing your product you will stand out from an impressively large affiliate marketing community, and that is why personally testing what you intend to promote is so important. And that is exactly how you determine which products to sell as an Affiliate Marketer.

When you have your product, only then should you start creating content or you will be wasting your efforts in concentrating on the goal and not the game. When you have knowledge, you will be unstoppable.

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How to Make Real Money Online Fast In Today's Economy - What's My Secret?

By ]Juan A Rademacher

My secret is proving to the countless would-be Internet entrepreneurs that once they make their first dollar online, their lives will never be the same again!

Once you've seen your first deposit into your PayPal account, you're whole world will have changed, forever!

You will know, beyond the shadow of a doubt that the dream on earning an income from your computer is real, because it has become real for you.

How Do You Make It Happen?

You make it happen by selecting a profitable business model, then identifying a niche where you can give expression to your passion.

There is no greater joy in the business world, online or offline, than being able to practice your passion and make good money from it.

What if your passion is fishing, or golf, or horse back riding? Can you make money from these activities?

Each one of these activities is in a niche where millions of people spend a lot of money every month to be able to practice their own passion.

Your job is to figure out how you are going to serve the needs of these "hungry crowds."

Affiliate Marketing

Offering your prospects the products they need, while earning a commission on every sale is the easiest way you can be profitably involved in these niches.

Since this is your own passion, a field you've spent your entire adult life learning about, you are already an expert. You can recommend products you've tested, or thoroughly investigated, using your vast expert knowledge.

Your prospects will immediately perceive that you are an authority. And since people buy only from those they know, like and trust, you will have an easy time presenting yourself as an authority.

Build Your Website

You will want to have a website to further educate your prospects on the benefits of using the products you are promoting. Be sure to post quality articles to your blog so that your prospects will have a reliable, authority source for information on their passion.

You will make sure you capture people's email addresses so you can do follow-up contact to establish a relationship with your prospects. People buy only from those they trust, and they prefer to buy from an authority.

You will need several email contacts to establish yourself as an authority.

Look for Additional Products

Use your expert knowledge to investigate your niche and find the most reliable products to expand your product offering. As your product offering increases, and your website grows with quality posts, you will have built a self-sustaining business for yourself.

All you will have to do in the future is continue to send traffic to your squeeze page and your website.

Expand Your Business

Even if you want to continue with the same profitable business model, you can expand faster by setting up another website in another area that you are passionate about. In other words, you "rinse and repeat." You continue to do what works for you.

I confess, I am obsessed with traffic. That's because after years of frustration trying to get traffic to my websites, I've discovered the power of some easy, time-tested methods for FREE, and low-cost traffic generation.

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BUSINESS LOAN

 By Waheed Honey

Business loans refer to the transfer of funds from a lender, usually a financial institution, to a borrower. In this case, the borrowers are businesses and the financial institutions are banks. The interest to be paid and the schedule of repayment are decided by the bankers and the borrower agrees to those terms. Lenders may offer unsecured or secured loans. Secured loans require collateral, which are generally personal assets, such as the home of the borrower. However, when talking about business loans, collateral is something owned by the business - machinery, real estate,



There are many reasons for businesses to get a loan. Some may require additional funds for the expansion of the business, or offering additional services, while others would need funds for making various small or big purchases. Lenders take quite a few factors into consideration while extending these loans. First, they would check the credit worthiness of the business. They would also evaluate how far the business has been successful and the likelihood of its being profitable. Procuring loans for a new company is indeed very challenging, and the credit history of the individual borrower is almost the sole criteria for taking the decision.



As the lender would naturally like to ensure that the borrower has the capacity to pay back the borrowed money, the borrowers need to fulfill some very strict prerequisites for availing the loans.



If the risks connected with the loan are rather high, it is generally a better option to seek investors from within the family or the social circle that could lend money or buy a part of the business. Banks are certainly not keen to offer loans carrying a high risk. Small businesses needing smaller loans could check with government sources that lend money, or other companies offering micro-loans, as their perquisites for extending loans are not so tough.



Businesses that get loans at the time of getting started have the advantage of building their credit history as the business grows. As in case of personal loans, businesses too must ensure to pay back the borrowed funds within the stipulated time.  Failure to make timely payments harms the credit history of the business, making it difficult to procure any business loans in the future.  Banks plus other lending institutions not only consider the credit rating of the business, but also its profits in the past as well as the profit the business is likely to make when being granted the loan.

   

As far as the citizens of the US are concerned, those that are looking for loans in order to start a new business or continuing with the present one should look into a good source before approaching any banks.  The US Small Business Administration is a government body that provides financial support to small business. Though everybody may not be granted help via this program, one should certainly make a sincere effort and try, as the loans available under this program carry a lower rate of interest, and the terms for paying back the loan are not so difficult.



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New Student Loan News: Borrowers Get a Small Break

 ByCarmen Dellutri, Esq

One of the biggest problems with government issued student loans is that the Department of Education doesn't handle the day to day operations. The Department contracts with other companies for these tasks. Believe it or not, the Department of Education sends the majority of student loans to the same four major contractors to handle the day to day operations of the loan processing. Are there other companies besides these four? Yes, as a matter of fact there are.

Hmmm, if it seems to you that the Education Department has been playing favorites, you would be correct. The government is playing favorites by allowing these four companies a veritable monopoly on their contracts. Can you believe it? Shockingly, these four contractors also have the worst track record when it comes to allowing borrowers to fall behind on payments.

The reason why many borrowers fall behind on payments directly after graduation vary, but one major reason is a lack of customer service. Many new graduates do not know when loans are due, how to repay those loans, or what can be done if they fall behind on loans.

Better overall customer service is one answer to this problem. Another answer is to allow smaller contractors - with much better track records - to handle a bigger percentage of student loans.

A Move by Congress

Finally, this past December while much of the country was preparing for a long holiday break, President Obama signed a spending bill that will end the issuing of student loans directly to major contractors with poor customer service. Now, instead of sending the bulk of student loans to those four major contractors, the Department of Education will have to include smaller contractors as well - in other words, all contractors are now allegedly equal.

What will the outcome be? Interestingly, most of those smaller contractors have a much better record of preventing students from defaulting simply due to better customer service. Those smaller contractors spend more time (as a rule) focused on borrowers that are about to default, and on helping new graduates understand repayment schedules and options.

Additionally, this new government law will force larger lenders to take more care when handling student loans, which might be one of the best outcomes of the new law.

What This Means for You

The Department of Education has until March 1 of this year (2016) to comply with the new law. This means that you may find (if you have government loans) better overall customer service, more customized solutions to your loan problems, and help when it comes to figuring out what you can and can't do with your student loans. You may also be dealing with a smaller contractor in the new year.

The Department of Education does argue that the smaller contractors have better track records simply because they deal with graduates that aren't delinquent, but this line of defense is debatable (and is being debated). In the end, all of this is great news for graduates with government issued student loans - and for those smaller contractors that did not get a fair shake prior to the new law.

Facing Default?

It's completely understandable that you may have fallen behind where your student loans are concerned - and rest assured that it does happen to many graduates. If this is the situation that you are currently facing, now is a great time to contact a qualified lawyer and get some advice on your next steps.

If you are falling behind on your student loan repayments, let us help you. Call the Dellutri Law Group today for a completely FREE case evaluation at 239-939-0900, or on the web at http://www.DellutriLawGroup.com - we can help!

4 Useful Things to Know to Start Forex Trading

  By Leo Eigenberg

Without the right experience and discipline, there is the potential to suffer large losses when trading the Forex market. But, with more thought and a proper plan of action, there is a greater chance of avoiding such disasters. Here are four things to know to become successful in the Forex market:

Define your risk tolerance

To be successful in the Forex market, it is essential to fully recognize the markets and yourself. One of the first steps is to gain self-awareness and clearly define your risk tolerance. This relates to amount you are willing to invest, which should be a figure that isn't too high and won't cause financial problems in the event of a loss. But, still at a sensible amount that makes it possible to complete regular trades in the market. It helps to analyze your financial goals in the process of determining the amount to trade.

Carefully choose your broker

One of the most essential steps for the beginner to get involved in Forex trading is to put in the time and effort to find a reputable broker. A poorly chosen service can lead to any gains being invalidated. Some of the issues to consider include the quality of the customer services, the ability to use the latest trading software and the type of traders the broker is aiming to attract. By carefully scrutinizing reviews on the different traders, it is possible to sign up to a specific type of service that matches the needs.

Begin with small sums

A trader account should start with small sums, and low leverage, while letting it naturally increase with organic gains and experience, not simply to make the higher deposit. There is no guarantee of making greater a profit even with the large account balance. It helps to learn the different trading techniques and only increase the account balance after you have built up a past history of generating profits. There really isn't much point in investing a lot of money if it is almost instantly wasted.

Focus on a single currency

Forex trading can be complex due to the erratic nature of the markets, so it can benefit the beginner to focus on a single currency pair when starting out. By restricting the trading options it is easier to learn and expand the skills before entering the more diverse market practices. One option is to restrict the trading activity to your own nation's currency, or you can go with the most widely traded or liquid pairs, which is a popular option and followed by both the advanced and beginner trader.

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How To Trade For Futures And Forex In The Market

 By Marcus L Jimenez

The futures trading market involves a lot of groups and are not limited to certain commodities only. This is available in animals, vegetables, minerals and processed products, such as paper. For some experts, it is known to be a speculative business venture and what may be currently affecting a particular traded product may not be what is driving the futures pricing. For this reason, it is recommended to expand on your time line of what may be happening in the future rather than the current market.

For beginners and new to the market, it is a central financial exchange where traders deal with contracts to buy specific quantities of a financial instrument at a specified price with delivery scheduled at a specified future date. That's pretty much futures explained in the most basic way. The best way to venture into it is to sign up with a trading company that offers excellent money-making opportunity in this venue with the use of intelligent and sophisticated techniques and tools. Many traders choose to use derivatives to more efficiently make profit and manage capital. For this reason, many trading pros prefer to trade futures and options out of the different financial instruments. Besides this, traders also like the low broker and deposit fees in futures trading.

How do you get started trading? Beginners tend to be intimidated, thinking that it requires skills beyond regular trading. However, even a minimal trading experience in Forex is enough of an edge to prepare you in this kind of trading. It basically follows the same rules of technical analysis in Forex trading. To truly get a grasp of how this works, you need to get your feet wet. Start with a few orders on a demo account. In doing so, you will be able to go through the details of trading and come up with your first strategies. A good trading company will help you with this.

The company will also create favorable conditions for playing. How can it manage to do this? It can be made possible by offering exhaustive and constantly updated analytics, a wide variety of trading instruments, an intelligent and up-to-date multifunctional platform that is easy to use, and a comprehensive support service provided by its expert consultants.

You could be a CFD trader involved in HFT trading, a penny stocks speculator, somebody playing with binary option. Whatever kind of trader you are, you have to stay in the loop at all times. It's good to have a company that keeps you up-to-date and allows you access to helpful techniques and tools for making the most of the opportunities in the market you participate in.

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